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Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

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Real Estate Trivia
Q 
During what great land boom (1919) did investors pay up to $25,000 for lots that had not yet been dredged up from the ocean?

A 
The Florida Land Boom--Carl Fisher founded Miami Beach that year and brought hundreds of investors to the state.
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The Fast Sinclair Home Selling Team, REALTORŪ, real estate agents and broker for Carmel, Fishers and Westfield Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Fast Sinclair Home Selling Team
Keller Williams Realty

14300 Clay Terrace Blvd, Suite 204
Carmel, IN 46032
Beverly direct: 317 846-FAST (3278)
Toll Free: 888-456-FAST (3278)
Cell: 317-213-FAST (3278)
Fax: 317 846-5959
RaeJean Cell: 317-710-7488
Email: Fast@IndyHouseFinder.com

I am co-owner of Keller Williams Realty, Indianapolis Metro North. I have my CRS and GRI designations, as well as being a graduate of the Real Estate Academy of Leadership. I was rookie of the year for Graves Real Estate in 1992 and then worked for Century 21 for 10 years. I was a 7-time centurion, achieving the "hall of fame" award and selling over $20 million my last year with them. Although I'm a native Texan, born in Dallas and raised in Ft. Worth, I met my Hoosier husband while I was the Director of Music at Reese Air Force base in Lubbock. As a singer and composer, I have enjoyed working with and for the public and have been inducted into the International "Who's Who" in music. I have taught music at both Texas University and Texas Tech., where I received a Masters and Ph.D. respectively. I bring these creative, people skills to my career in real estate.

CRS GRI REALTOR RELO



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